Showing posts with label articles by Douglas Castle. Show all posts
Showing posts with label articles by Douglas Castle. Show all posts

Sunday, October 3, 2010

US Banking: A Deepening Foreclosure Crisis - From The Global Futurist

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Note: This article was written by author Douglas Castle (http://aboutdouglascastle.blogspot.com/, and http://www.linkedin.com/in/DouglasCastle) for the Global Futurist with rights for reprinting available though TNNWC Group, LLC.


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US Banking: A Deepening Foreclosure Crisis - From THE GLOBAL FUTURIST


Dear Friends and Colleagues:



It would seem that there is mixed news to report, and some unsettling possible implications for the near-term (the next 18 months) which will impact every homeowner, selling homeowner and prospective home buyer...not to mention the US economy-at-large and, to a lesser degree, the economies of other industrialized countries in Europe.

A recent article published by Truthout (a publication of BuzzFlash Media) indicates that an increasing number of major US and international banks with mortgages (or which are invested in the mortgage-backed securities produced by the process called "securitization") are ceasing or indefinitely postponing foreclosures.

"Why are they doing this?" you may ask. It is certainly not out of clemency or decency -- it is because of a great number of legal irregularities, fraudulent actions, and a shipload of other complications relating to the way in which the banks, their servicers and their third-party securitization agencies (a Wall Street Family-type affair) created the mortgages, packaged the mortgages, re-sold the mortgages, abused the mortgagors (the people in debt), and went about the business of trying to recover some of their losses by seizing the assets which they thought collateralized their loans and selling them off. Many law firms ("mortgage mills") have played a role in the these slapdash, illegal and downright unconscionable fraud. Some many parties profited at so many different levels -- all at the cost and peril of the consumer.

For a time, at least, for this whole cast of characters, crime certainly did pay. It was not really finance; it was sophisticated, systematized thievery. The US consumers will ultimately pay (AGAIN) for the excessive arrogance, gluttony and greed of "banks" and "investment banking houses".

We all know that if a bank is stuck with a large portfolio of non-performing mortgages (and all of the large banks are), and can't get rid of them "hot-potato" style by selling them to some government agency, passing them off like counterfeit bills to other banks, or by foreclosing on them and reselling them to recover some percentage of of their losses, they are in deeper trouble than ever before.

What you'll hear: "Bank foreclosures are slowing down, and many banks are delaying foreclosure proceedings!" "YAY!"

What Douglas Castle says: "Banks are in far worse shape than had been previously thought, and the availability of financing for new and used home purchases will be further stoppered up, further cratering the home sales market, home prices and further steepening and prolonging  the profound economic recession in the US." "NAY".

The banks are going to be screaming for another bailout or legal relief, as an increasing number of homeowners are taking them to court, title companies are refusing to issue title insurance, and other participants in the process are becoming frightened and frozen. The banks brought this upon themselves.

The question is, in what manner will the US government try to "fix" this new revelation? Just imagine....banks unable to foreclose.

Here's what to do...

First, read the article. Second, enjoy the video. Third, read what I believe that the near-term issues will be -- near-term issues affecting every single one of us.
---------------

Shock Therapy for Wall Street: JPMorgan Suspends 56,000 Foreclosures; GMAC and BOA Many More
Ellen Brown, WebofDebt.com: "On September 28, JPMorgan Chase said it was halting 56,000 foreclosures because some of its employees might have improperly prepared the necessary documents. All of the suspensions were in the 23 states where foreclosures require court approval."

Read the Article


Video Follows: (If the video player doesn't appear, simply click on the hyperlink below in order to see it):
What to expect - The Global Futurist 18-Month Forecast:
1) A deepening credit crunch from all conventional lending sources, with stiffer credit criteria and more draconian documentation required than ever before. Simply put; no re-negotiated terms, no new mortage funds for mortals, no refinancings, more unemployment in the banking services sector, even poorer customer service (if this is actually possible). Banks are all but completely out of the lending business, as will be most consumer loan financing companies, except the ones which are captive or dedicated to the financing or leasing of automobiles.

2) A cutback in all conventional lending activities;

3) Increases (despite the consumer-protection laws) in all types of non-loan related banking fees, in true predatory fashion, to make up for some of these losses and to create some income and liquidity, especially in terms of credit cards and other bank "services" and "privileges."

4) Further declines in home values due to the absense of credit to facilitate liquidity in the market;

5) Downward pressure on the price of major publicly-traded bank stocks; not to worry, though...those executive bonuses being paid to these too-big-to-fail fraudsters will continue and will increase;

6) A further decline in the value of the US dollar versus other currencies;

7) A decline in the sovereign debt rating of the United States;

8) More money finding its way out of the US banking system and securities markets into alternative and less-known investments involving, ETFs ("exchange-traded funds"), physical gold, foreign currencies, and direct participations in select entrepreneurial deals (cash flow generating private placements, and similar arrangements).

I wish that I had better news.

The silver lining: If your bank forestalls a foreclosure on your home, you will enjoy the basic benefit of shelter for a while longer.

Faithfully,

Douglas Castle
Douglas Castle
Toll-Free Telephone: 888.317.6498
Facsimile: 914.517.5944
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Wednesday, September 1, 2010

Thomas Frey's Blog - An Excellent Additional Resource For FUTURISTS, INTERNATIONALISTS and Members Of TNNWC Group.

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Thomas Frey's Blog - An Excellent Additional Resource For FUTURISTS, INTERNATIONALISTS and Members Of TNNWC Group.

Dear Friends:

I am adding a link to a wonderful new resource -- The Futurist Speaker -- http://www.futuristspeaker.com/ -- to THE GLOBAL FUTURIST, my blog at http://theglobalfuturist.blogspot.com/ .

This is a blog produced by Thomas Frey, Senior Futurist at the DaVinci Institute, and Google's top rated futurist speaker. Unlike most speakers, Tom works closely with his Board of Visionaries to develop original research studies, which enables him to speak on unusual topics, translating trends into unique opportunities.

Tom is an excellent writer with a very logical, coherent and non-politicized style of writing; he is also a top-rated speaker. I am inclined to agree with a great many of his trend citings and views. He is affiliated with The DaVinci Institute.

Please take a look at http://www.futuristspeaker.com/, and observe for yourself. It is my expectation that I will be referring to him very frequently as a resource in The National Networker Weekly Newsletter, The BLUE TUESDAY Report, and in other publications and bulletins published by TNNWC Group, LLC [you may join us for free by simply clicking on http://bit.ly/JoinTNNWC ]

His writing is not only unparalleled, but I believe that he uses spellcheck...I'm still saving up to get it.

Faithfully,

Douglas Castle

Labels, Tags and Keywords: Thomas Frey, futurism, trending now, technological trends, strategic planning, being prepared, The Davinci Institute, TNNWC, articles by Douglas Castle, The Internationalist Page, The Global Futurist, The National Networker Companies, buzz, Staying Ahead Of The Curve, blogs 

Douglas Castle
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Friday, August 27, 2010

Interesting Statistics About IPOs ("Initial Public Offerings") in the US.

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THE GLOBAL FUTURIST: Interesting Statistics About IPOs ("Initial Public Offerings") in the US.

Dear Friends:

My friend and colleague, Dick Brown, an expert at business financing and an associate at TNNWC Group, LLC (http://www.thenationalnetworker.com/) sent me a fascinating email containing and interesting observation about the number and types of companies being taken public in the United States. This IPO activity is indicative of a trend -- but I will leave the implications up to you.

The following content is excerpted from Dick's email to me:
---------------
Doug:

In today's USA Today, they report that just through August, 2010,  171 companies have filed for IPOs against a total of 120 filings in 2009 and 153 filings in 2008.


The thing that surprised me was that "companies going public this year are 16 years old on average, versus 12 years old in 2007" ... both numbers far older than I would have guessed!

Best!

Dick Brown
843-237-9802
Check Out Our New Books:
"HOW TO RAISE MONEY" and
"THE PC REVOLUTION"
Now Available at: http://www.amerwld.com/
---------------

In my view, it seems that since the early 2000s, companies going for IPOs, with the exception of a few high-technology barn-burners, are increasingly apt to be well-established within their industries before 1) underwriters will consider committing to taking a company public or buying or distributing its stock; and 2) the investing public (increasingly large institutional investors) is becoming a bit less speculative than in the earlier "penny stock" era. It should also be noted that the actual dollar amounts of these offerings has increased dramatically since 2000, and that the costs associated with an IPO (underwriters, advisors, attorneys, compliance, auditors, third-party valuations, filings) have gotten so high (on both an absolute and a percentage of proceeds basis) that it would be prohibitively expensive for smaller, less-established companies to access the conventional equity capital markets.

I expect this trend to continue for any company wishing to be listed on any US securities exchange. An increasing number of emerging enterprises will have to seek capital through more sophisticated and sparser private financing obtained from high net-worth individuals, private equity funds, hedge funds and other means. Carrying it one step further, it is likely that an increasing portion of these funds will be coming from China and Southeast Asia.

Faithfully,

Douglas Castle

Key Terms, Tags and Labels: IPOs, Dick Brown, venture capital, the capital markets, corporate finance, financial and investment trends, articles by Douglas Castle, The Global Futurist, TNNWC

Douglas Castle
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Sunday, June 13, 2010

News On Anti- Aging Programs at 06.13.2010

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NEWS ON ANTI-AGING PROGRAMS at 06.13.2010

This article was originally posted on LINKS 4 LIFE (http://lifelinksiep.blogspot.com/) by Douglas Castle on June 13, 2010.

NOTE: The information which follows is NOT intended to be, nor should it be construed by the reader as medical, healthcare, or nutritional advice. Before embarking on any system of exercise, and nutrient protocol or taking any medications (whether prescription, over-the-counter, or nutritionals, you should consult your principal heathcare practitioner to determine whether or not the action that you are contemplating would be appropriate for you, specifically, in considering your personal health conditions, possible negative side-effects associated with taking medicines or nutrients in conjunction with what you may already be taking either by prescription or over-the counter.

The US FDA has not passed on or endorsed the merits of taking any of the medications or nutritionals described in the article, not has it declared them as either safe or effective for the purposes indicated.  Neither LINKS 4 LIFE nor the author of this brief article endorse or warrant the effectiveness or safety of any of the substances described herein.

The information which follows was excerpted from a newsletter which I recently received from International Anti-Aging Systems, which is a seller of numerous purportedly nootropic and anti-aging drugs. Bear in mind that this information is provided as food for thought and for further reasearch only. No recommendations or healthcare suggestions are made hereby, and no endorsement of International Anti-Aging Sytems is made hereby. 
----------------
Build Your Own Anti Aging Program
What is the best way to tackle aging?

How can we prevent aging’s annoyances from becoming disorders and diseases?

We’ve done our best to simplify the answers for you by breaking down the protocols and products into 4 categories. We hope that you enjoy reading about this program and trust that you find great benefit from following its path. We all know that prevention is the best cure!

Due to the wide array of the theories of aging, it is best to “manage” your aging on several different levels. In order to simplify the process as much as possible, we’ve designed the ultimate optimal health pyramid. This comprises of four levels:
The ultimate optimal health pyramid visualizes the advantages of each stage, enabling you to “build” the strongest program for your own optimal health. In this way that the greatest long-term health benefits can be obtained.
Find out how to build your program here
-------------------
END NOTE: The original hyperlinks from the above excerpt are left intact for your further information and exploration. IAS does provide some interesting information about nootropics, cognitive enhancement and anti-aging, but this information has not be validated by any US or international medical or nutritional rating, legislative, evaluative or regulatory body. Some of the drugs discussed may not be legal for import into the United States or other countries - if you choose, upon you physician's or other primary healthcare provider's approval, to order any of the items, be certain that you know about the legality concerning the importation and use, in your country, of any of the substances touted by this publication.

Faithfully yours (and may you live long and prosper),

Douglas Castle


p.s. Pay no attention to that man behind the curtain.
**********************************
Douglas Castle
Join my TNNWC Group, LLC collaborative business community (GICBC) at no cost by clicking on http://bit.ly/JoinTNNWC.

Saturday, May 29, 2010

The Irony Of The Latest Decline In U.S. Interest Rates

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THE IRONY OF THE LATEST DECLINE IN U.S. INTEREST RATES


Article written By Douglas Castle (http://aboutDouglasCastle.blogspot.com)
Originally published in THE GLOBAL FUTURIST (http://TheGlobalFuturist.blogspot.com)
Release Date:  05.29.2010
---------------

Dear Friends:

An article follows from the ASSOCIATED PRESS which speaks of the lowest US mortgage borrowing rates in many years. The inference is that this should be great news for homeowners looking to refinance and for home purchasers.

While this appears to be good news on the surface, it may be largely inapplicable for the large majority of applicants seeking loans from banks for these reasons:

1) The “advertised rates” are only for prospective borrowers with excellent, unblemished credit histories and the highest credit scores pursuant to the FICO (Fair-Issac) consumer credit-rating standard – the standard for credit evaluation used by most US lenders. Banks typically charge higher rates to lower-scoring applicants in order to adjust for their increased “credit risk.”

2) The same banks and affiliated credit card companies [which largely, because of their negligence, recklessness and unbridled greed created and fueled the global economic meltdown have severely damaged the credit scores of countless consumers through loan foreclosures, repossessions, increased personal bankruptcies, credit card line reductions, credit card closures, late fees, over limit fees and other lawless and opportunistic moneymaking opportunities associated with institutionalized consumer fraud perpetrated on a credit-addicted society] are the ones who are now applying increasingly stringent standards to loan applicants.

In fact, these banks are tightening up their underwriting guidelines weekly due to policy guidelines being handed down to them by their principal insurer, Fannie Mae. Be reminded that Fannie Mae was one of the biggest defaulters in the economic meltdown. But, unlike consumers, the government deemed them “too big to fail,” and started the printing presses rolling to bail them out.

Some of the biggest bailout beneficiaries are now reporting record profits – they are, in essence, using taxpayer money gifted to them by the Fed (in plainspeak, the banks and financial institutions pissed away all of the taxpayers’, savers’ and investors’ money, and now the government is making the taxpayers PAY TWICE to maintain the banking system’s entrenched entitlement to profits), and buying government securities (which increases the national debt, for which the taxpayers will have to pay YET AGAIN.


This is an incredible economic debt loop which cannot be broken without some kind of actual productivity, earnings, employment and fresh thinking. In the meantime, all of the money (either scrip or electronic book entries) is being hoarded by the financial institutions. They are being rewarded for not taking any entrepreneurial risk. They are making money by using debt (or bailout welfare money) to purchase more government debt.

Here are a few things to anticipate:

1)  Following the stabilization of the Euro, and of the European capital markets, the US dollar will again dive in value, and our sovereign credit rating will drop, institutions outside of the US will stop buying our Treasury Paper (which is, by the way, what is temporarily driving US interest rates down for the time-being), and rates will begin to creep up again. What we are experiencing now is just a brief bit of luck that the European Markets look a bit worse than those here in the US. Our Treasury Securities are the “default investment” when things get dicey in Europe;

2)  The US Treasury is going to be taking the muzzle off of the Internal Revenue Service – its hired gun, so to speak - within the next month or so, in order to start replenishing its empty war chest. Expect vigorous, aggressive and brutal IRS audits and assessments, and heightened, expedited enforcement action (seizures and sales of assets) to raise money from the easiest targets: individuals and small businesses, most of whom are easily intimidated, cannot afford to mount a defense, and will do virtually anything in order to pay whatever the IRS says that they owe. The percentage of taxpayers audited will increase, collections will increase, and the economy will be profoundly damaged.

Friends – this is nothing short of a reign of terror.

3) Because of items 1 and 2, above, expect many Boomers and recent graduates to leave US citizenship behind in favor of working in Asia, parts of Europe, and Middle East. This will produce an unprecedented brain drain in the US. Of course, businesses, opportunities, entrepreneurs and innovation will flee from the US as well. This is already happening at an alarming rate.

4) The stragglers, those left behind in the US, will be government employees, the ultra-wealthy, those who are incarcerated, or those who are part of the ever-present underground economy.

The AP article follows:
-----------------------------------------------------------------------------------------------------------

Mortgage rates sink to lowest this year

By ALAN ZIBEL, AP Real Estate Writer Alan Zibel, Ap Real Estate Writer 2 hrs 42 mins ago
WASHINGTON – Mortgage rates have fallen to the lowest level of the year as investors poured money into the safe haven of U.S. government securities.
The average rate on a 30-year fixed rate mortgage dipped to 4.78 percent this week from 4.84 percent a week earlier, mortgage company Freddie Mac said Thursday. It was the lowest level since early December, when rates fell to a record low of 4.71 percent.
The average rate on a 15-year fixed-rate mortgage fell this week to 4.21 percent_ the lowest level in nearly two decades.
Concerns over the European debt crisis have sent yields for 10-year and 30-year Treasury bonds to their lowest levels of 2010. Rates on 30-year home loans often rise and fall in line with the 10-year note.
Analysts say the opportunity may not last. If Europe's woes subside and the U.S. economic recovery stays on track, rates are likely to move higher. That's because traders will move their money back into riskier investments.
"Strike now," said Greg McBride, senior financial analyst at Bankrate.com. "If they move quickly against you, it just takes money right out of your pocket."
Homeowners appear to be taking notice. Applications to refinance surged this week to the highest level since October 2009, the Mortgage Bankers Association said Wednesday.
But mortgage applications to purchase homes fell to the lowest level since April 1997. A major reason for that drop: tax credits expired on April 30.
A campaign by the Federal Reserve to reduce borrowing costs for consumers pushed rates down to extraordinarily low levels last year. Rates were expected to rise after the program ended this spring. Instead, they have dipped. Fears that Greece's government would default on its debt shook world markets and boosted demand for U.S. Treasurys.
Freddie Mac collects mortgage rates on Monday through Wednesday of each week from lenders around the country. Rates often fluctuate significantly, even within a given day.
Rates on five-year, adjustable-rate mortgages averaged 3.97 percent, up from 3.91 percent a week earlier. Rates on one-year, adjustable-rate mortgages fell to 3.95 percent from 4 percent. That was the lowest average since May 2004.
The rates do not include add-on fees known as points. One point is equal to 1 percent of the total loan amount.
The nationwide fee for loans in Freddie Mac's survey averaged 0.7 a point for 30-year, 15-year and 5-year loans. The average fee for 1-year loans was 0.6 of a point.
####
---------------------------------------------------------------------------------------------------------
Faithfully,

Douglas Castle

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Thursday, May 20, 2010

The Other Shoe Drops...Heavily.

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From The Global Futurist (http://theglobalfuturist.blogspot.com/)


THE OTHER SHOE DROPS...HEAVILY.

Dear Fellow Futurists and Friends:


I am not known for my tact or easygoing nature. It is partially a function of my having lived more than half a century and having observed many different types of economic cycles, and partially a sign of the current times. Part of my work as a Futurist is to gather as much data as I am able to, from as many reliable sources as I can find (both within and far outside of mainstream media), and find 1) areas of commonality [agreement between parties who generally tend to disagree] and 2) evidence, over a period of time, of trends in various areas that I am studying. At the moment, I am studying the Global Economy from the US (the nucleus) on outward.


The outlook is extraordinarily bleak. The key economic variables upon which I gauge the success of any recovery do not include political proclamations, market rallies, Wall Street or Washingtonian economic perspectives or the usual pablum. I look at the very foundation of any economy -- I view the root causes instead of the day-to-day effects and spurious "victories" generated by sporatic jumps in conventional economic indicators. These "jumps" mean very little to me unless they are logically supported and sustainable.


Here's my short list of key economic variables:


1)   Real unemployment and real private sector jobs creation;
2)   Real availability of consumer and commercial/industrial credit;
3)   Real rates (percentages) of savings;
4)   Real rates of net home sales and foreclosures;
5)   Real financial position of the largest private sector companies (profitability, equity, leverage, debt-service ratio);
6)   Real small business and emerging enterprise sales and profitability;
7)   Real strength of the central banking system and the institutions which support it;
8)   Real activity (in the form of rapid-fire, stimulus-response enactments, executive orders or emergency legislation) in government "quick fix" policies and pronouncements (very telling, indeed);
9)   Real "value" of total government bailouts, benefits extensions, subsidies and other non-productive expenditure;
10) Real incidence (i.e., the number and frequency in a given quarter) of investigations of financial institutions and ratings agencies.


Bottom line: We are not in a recovery -- we are in the eye of the hurricane. I anticipate financial disaster of unprecedented post-Depression Era proportions internationally, presenting in early June. Next Month. By my indices, we are in for a wallop that cannot be wisked away.


Yes, Ladies and Gentlemen -- I expect the other shoe to drop next month....heavily, and for a period of no less than a year. I had originally forecast (in late 2008) that the global economy would not stabilize until the first or second calendar quarter of 2012, with the United States to lag two to three quarters behind, without a recovery to its prominence as the world's strongest economic, political and military leader. I stand by what I had said.


Faithfully,


Douglas Castle

p.s. Following is an excerpt from an article in today's New York Times. Its uncharacteristically sincere and ominous tone expresses my feelings about what is to come. An important hint -- ignore all the commentary about the stock slide, the Dow and the "flight to the quality and safety of U.S. Treasury issues," and look to the reasons that economic and capital market analysts are concerned.

####

Breaking News Alert

The New York Times
Thu, May 20, 2010 -- 10:36 AM ET

-----
Stocks Extend a Steep Slide

The stock market extended its sharp slide Thursday after
disappointing employment news added to investors' already
bleak view of the world economy.

The Dow Jones industrial average fell 200 points in morning
trading. Interest rates fell sharply in the Treasury market
as investors once again sought the safety of United States
government debt.

The euro, which has become a key indicator for confidence in
Europe's economy, is falling again and continues to hover
near a four-year low.

The Labor Department said new claims for unemployment
benefits rose by 25,000 to 471,000, their largest amount in
three months. That came as an unpleasant surprise to
investors who were expecting a slight drop to 440,000.

####

About Douglas Castle
Douglas Castle - LinkedIn Profile 
The National Networker Companies
Braintenance - Stay razor sharp.
The Internationalist Page - A world without barriers.
The Global Futurist - Revealing trends.
Taking Command! - Mastering your fate.
LINKS 4 LIFE - Crisis resources.
Follow Castle on Twitter 
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Monday, April 12, 2010

Some Near-term Trends and Observations at 04.12.2010

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Some Near-term Trends and Observations at 04.12.2010
Dear Readers:

Some interesting headlines and brief articles from some of the more extreme news sources (actually, in many cases these are conjecture sources) may be a source of some useful information. An eclectic sampling follows:

1. From Robert Livingston's ultra-conservative Liberty Digest :

The Art of the Lie


February 8, 2010 by Bob Livingston 

When my children were growing up I could usually tell when they were lying to me. A subtle fidget, a flicker of the eyes or the pitch of their voice would give them away.
That’s because they were taught from the start that lying was wrong. My wife and I drummed it into them, and they believed it. Since they knew what they were doing was wrong it was difficult for them to pull it off.
I’ve always been pretty good at spotting liars. Not as good as Dr. Cal Lightman from the Fox show Lie to Me; but pretty good. It was a gift that served me well as a reporter.
Of course it’s a lot easier to spot a lying politician today than it used to be. How do you know they’re lying? It’s cliché, but, it’s when their lips are moving.
Did you watch any of the President Barack Obama’s recent State of the Union address? I tried counting his lies but within about 15 minutes I ran out of fingers and toes. No matter, his life is a lie—from his sham birth certificate to his autobiography to his campaign promises to his pledges as President. But the amazing thing is that he does it so effortlessly. And he’s so good at it he’d probably get away with it if those nasty facts didn’t keep getting in the way.
He promised transparency during his campaign, but does everything behind closed doors. He promised healthcare negotiations on C-Span. But negotiations are done in secret. He promised everyone they could keep their doctor, but the public option would end that. He says if someone has another idea he’ll listen, but he shuts dissenters out of the process. He says the Supreme Court overturned 100 years of law, but Justice Samuel Alito says, “Not true.”
Obama also bashed lobbyists. That was right before he invited them to sit in on White House briefings. In his SOTU speech he said: “We face a deficit of trust—deep and corrosive doubts about how Washington works that have been growing for years.  To close that credibility gap, we have to take action on both ends of Pennsylvania Avenue—to end the outsized influence of lobbyists; to do our work openly; to give our people the government they deserve.”
Hmm. I wonder why there’s a “deficit of trust.” Maybe it’s because of things like his failure to mention that more than 40 ex-lobbyists work in his administration, as the The Washington Examiner reports. More...


 2. From The Yahoo! News Blog, a bit more "progressive" as they have been stereotyped:

Leaked documents reveal GOP plan to use scare tactics to raise money

Thu Mar 4, 6:20 pm ET

National GOP leaders are doing damage control today after a Politico scoop lifted the curtain on the party's plan to tap voters' "fear" in the coming campaign season. The PR problem started when an absent-minded attendee at the Republican National Committee (RNC) confab on February 18 in Boca Grande, Florida, left a 72-page document from its 2010 strategizing session in a hotel room. Today, Politico reporter Ben Smith's expose is making headlines.
The memo tracks the fundraising presentation that RNC Finance Director Rob Bickhart delivered to the RNC's $2,500-a-head annual retreat. The best path to victory in 2010, the document advises, is for Republican candidates to depict themselves as the best hope for resisting the "trending toward socialism" taking shape in a Democrat-dominated Washington.
And the document doesn't shy from making its points graphically. MSNBC showed the images this morning on "Morning Joe":

The presentation portrays the Obama administration as "The Evil Empire," including the now-infamous image of President Obama made over in the makeup Heath Ledger used in his performance as the Joker in the 2008 Batman movie "The Dark Knight." House Speaker Nancy Pelosi appears as Cruella De Vil from "101 Dalmatians," and Senate Majority Leader Harry Reid is the witless cartoon dog Scooby-Doo. The memo candidly confirms that the aim of such caricature is to amp up "fear" among the GOP's conservative base. The memo also makes fun of major RNC donors, categorizing some as "ego-driven" and easily pacified with "tchochkes" (a Slavic word for toys).
The embrace of harsh rhetoric and the swipes at the large donor set seem to signal the GOP establishment's growing comfort with employing tactics associated with the activist Tea Party movement—and with plying Tea Party sympathizers for cash. Of course, it isn't unusual for parties out of power to court controversy and play with fire to rile up donors and grass-roots activists. The RNC has caught heat for fundraising tactics in the past, most recently when it was caught sending out fake census forms to raise money. More...


3. From the ethereal, spiritual world of EVOLUTION EZINE:

Word Vibration Activation

Cultures the world over use sound to attune to, invoke, and transform consciousness. Sound is a powerful tool, because it is vibrational in nature, and we are vibrational beings. Indeed the most modern science shows us that all life is vibrational in nature. This is in line with age old mystical thought of most cultures, which often alludes to the vibrational nature of Creation.
The Hindus have a saying, “Nada Brahma”, which means, all is sound, or all of creation is sound. They suggest that the primordial sound of manifest creation is the sound of “Aum”, or Om, and that if we were to attune to the creative spirit, we would hear this sound.
The Judeo-Christian culture might say, “In the beginning was the Word, and the Word was with God, and the Word was God (John 1:1),” thus also tieing together the nature and power of sound with Creation. Other cultures have stories stating that the Creator had a thought, spoke the word of that thought, and Creation of that thought sprang forth from that word into manifestation.
There are numerous theorems stipulating the melodic structures of the universe, from the spin of the planets around the sun, to the sun around the galaxy, to the spin of electrons in our body, and the structure of our DNA. Our modern music is based upon these principals derived from Pythagoras and others. (from What is Sound Healing which can be read in its entirety by visiting http://www.worldsoundhealing.org/SoundHealing.html  )
When sounds are strung together they produce words.   These words help us describe our experiences with the world around us.  We use them to interact with others- to put form to – what is essentially formless.  Just ask any quantum physicist and she will tell you – we are all energy.
Since man began combining sounds to communicate he has been been changing their initial meaning, coloring the sounds with experiences, with personal stories.  Words became more and more personal, less and less Global.
Same word – different people – vastly different responses
We all know that to be true – just watch people’s reaction to the word God – super charged….
But underneath all the meanings and stories we have attached to individual words – the vibrations of the sounds that make up the words remain – and each has their own meaning – and their ability to align and empower us.
This audio has been designed to get underneath the stories we have placed on words and to realign ourselves with the power a pure vibrational match provides.  It is very much a “Grand Experiment” that we Invite you to Participate In.  Initial Results are exciting (see below) and not always what we expected. More:



4.  Here's an interesting piece about OIL PRICES, THE FACTIONING OF ISLAM, and other fascinating geo-political prognostication from Agora Financial, an investment publication which urges its readers to pick stocks and other investments based upon anticipated political shifts throughout the world. While their timing might be a bit off, and while I don't promote their investment advice, they might be on to seing a serious internal jihad amongst warring factions of Islam...

1,354 Years in the Making:
The "NEW" War
That Could Rocket Oil
Past $220 Before 2011

by Byron King, Editor
 

What could be eight times bigger than the wars in Iraq or Afghanistan — and lethal enough to at least DOUBLE the price of gas and oil next year?
Brace yourself for the "new" and bloody war nobody saw coming... by bunkering down against soaring energy costs, thanks to a "safe haven" financial plan that could pay you gains up to 668%...

Nobody in the Pentagon will talk openly about it. Nobody in the White House knows what to do.
But make no mistake...
What I'm about to show you could be the deadliest surprise threat to your money and livelihood of the coming year.
I say "new" because as you'll see there's not much new about it at all — the pressure's been building behind this for the last 1,354 years!
Yet for the first time in history, that pressure has found its release. I’m imagining a volcano of blood.
When it blows, you could see your savings get SLAMMED... the dollar thrown into a TAILSPIN... and, here's what will stun the still-recovering world economy, gas and oil prices doubling or even tripling by sometime early in the coming year.
How on earth is that possible?
It's the last thing most people expect, from market pros to bumbling D.C. bureaucrats... but if nothing changes in what I'm about to show you... this is a page in future history books that's already writing itself.
I'll show you the evidence myself.
If I'm right, as many as eight key Islamic countries are hurtling headlong toward a bloody "new" war — with each other — that's been FOURTEEN CENTURIES in the making.
This could begin as early as the next 12 to 18 months. And with no less than 66% of the world's key energy reserves smack dab in the crosshairs.
Sound impossible?
Even if I'm only half right, and we get an oil-state stalemate unlike anything the world has ever seen — you could see oil soar past the old high of $147.30 per barrel, well on its way to as much as $220... with gasoline bucking against a ceiling of $8 per gallon. More...


5.  The highly conservative CHRISTIAN SCIENCE MONITOR is expressing a growing concern about the increase in militias and militia movements in the United States:

Who is David Brian Stone, leader of the Hutaree Militia?

    David Brian Stone Sr AP – This photo provided by the U.S. Marshals Service shows David Brian Stone Sr., 44, of Clayton, Mich. The …
    By Will Buchanan Will Buchanan Mon Mar 29, 5:55 pm ET
    Members called him "Captain Hutaree" or, somewhat cryptically, "RD." A federal indictment calls him the “principal leader” of the Hutaree militia – an extremist group federal authorities say was preparing to "levy war" against the US government by killing police officers.
    He is David Brian Stone, and early media accounts sketch a portrait of a man pulled increasingly toward the militia movement and its radical fringe. His ex-wife said she left him because he "got carried away." Federal authorities allege that he researched how to build roadside bombs on the Internet. And at least one neighbor said the group that Mr. Stone leads had acquired a certain notoriety around town.
    "You don't mess with them," she told the Detroit News.
    Monday morning, federal authorities released an indictment against Stone and eight other members of the Hutaree militia. They allege that Stone and his followers were planning an attack sometime in April, perhaps killing an police officer then targeting the funeral with improvised explosive devices (IEDs) to raise the death toll. The group saw the police as an arm of the US government, which they felt was the enemy.
    It had not started out like this, said Donna Stone, David's ex-wife.
    “It started out as a Christian thing," Donna Stone told reporters at the preliminary court hearing Monday morning. "You go to church. You pray. You take care of your family. I think David started to take it a little too far. He dragged a lot of people with him. When he got carried away, when he went from handguns to big guns, I was done."
    “He dragged a lot of innocent people down with him," said Donna Stone, whose son was legally adopted by David Stone and was among those indicted. “It started to get worse when they were talking about the world's gonna end in the Bible.”
    According to the indictment, David Stone researched IEDs on the Internet and e-mailed diagrams of the devices to someone he believed capable of manufacturing the devices. He then directed his son, Joshua, and others to gather materials necessary for the manufacturing of the bombs.
    The indictment further concludes that in June 2009, "Stone taught other Hutaree members how to make and use explosive devices intending or knowing that the information would be used to further a crime of violence."
    Other militia groups in Michigan distanced themselves from David Stone and the Hutaree.
    "I've met him. He's an opinionated man who likes to share those opinions," Jim Gulliksen of the Lenaway Volunteer Michigan Militia told the Detroit News. "The Hutaree is a nationwide group, but I have met a couple of the members here, and I can say they all belong to one specific church. Our concern is the protection of our nation. Religion appears to be a big part of what they are doing."
    According to the group’s website Hutaree.com, Hutaree means “Christian Warrior.” The website announces: “The Hutaree will one day see its enemy and meet him on the battlefield if so God wills it.” More...



    6. And, of course, The Davinci Institute offers some wonderful visionary thinking about the future and trends without any particular political slant except for an appreciation of science and the excitement of trying to predict the future in its Future Trend Report:


    More Doctor's Moving Away From Private Practice and Going Into Big Health Care Organizations
    A quiet revolution is transforming how medical care is delivered in this country, and it has very little to do with the sweeping health care legislation that President Obama just signed into law. But it could have a big impact on that law's chances for success. Traditionally, American medicine has been largely a cottage industry. Most doctors cared for patients in small, privately owned clinics - sometimes in rooms adjoining their homes.
    Continue reading

    In the App World, Smartphones Are Taking Over Computers
    Meet Barbara Place. She's an app-aholic. One look at her smartphone explains her condition.She has an app to wake her, a few to provide the day's news, one to check her bank account, another to make a grocery list, two to track her diet and one to get the weather. She has an app for baseball scores and an app for movie data. One app lets her program her DVR from afar. Another helps her unwind with quizzes about famous artworks. And that's just a portion of her daily intake.
    Continue reading

    Chinese City is World Capital of Cyber- Espionage
    A city in eastern China has been identified as the world capital of cyber-espionage by an American internet security company. The firm traced 12 billion emails in a study which showed that a higher number of "targeted attacks" on computers come from China than previously thought.
    Continue reading

    FDA Pressured to Take On Food Fraud
    The expensive "sheep's milk" cheese in a Manhattan market was really made from cow's milk. And a jar of "Sturgeon caviar" was, in fact, Mississippi paddlefish. Some honey makers dilute their honey with sugar beets or corn syrup, their competitors say, but still market it as 100 percent pure at a premium price.
    Continue reading

    American Companies Could Control 40% of Lithium-Ion Battery Market by 2015
    In February, President Barack Obama told the crowd at a Henderson, Nev., high school that not so long ago, the U.S. made barely 2% of the advanced batteries used in the world's electric vehicles. Now, thanks to a multibillion-dollar federal investment, American companies are positioned to increase production tenfold - and potentially control 40% of the global lithium-ion-battery market by 2015. "We've created an entire new industry," Obama said.
    Continue reading

    Airlines Saw a Significant Drop in Passengers and Revenue in 2009
    The global economic downturn took 68.6 million scheduled airline passengers out of the USA's skies over the last two years. Last year, 769.6 million travelers boarded planes in the U.S. or planes bound for the U.S., according to new data from the Bureau of Transportation Statistics. That's down 5.3% from 812.3 million passengers in 2008 and down 8.2% from the record 838.2 million air travelers in the U.S. market in 2007.
    Continue reading

    Debt-Settlement Fraud on the Rise
    Baltimore resident Gloria Snowden thought she had found a way out from under her $10,000 credit card bill when she signed up with a company that promised to negotiate with creditors to settle the debt for less than she owed.
    Continue reading

    Many Baby Boomers will be Forced to Work Long Into Their Retirement
    The recession is reshuffling retirement plans for baby boomers - a demographic tsunami, accustomed to setting the agenda, that finds itself scrambling as the oldest boomers turn 64. Only 53 percent of workers 55 and older have even tried to calculate how much they need for retirement, according to a 2010 survey by the Employee Benefit Research Institute, and 29 percent report less than $10,000 in savings and investments. It's little wonder that just 13 percent said they were confident they had enough to live comfortably in retirement.
    Continue reading

    1.3 Billion People But China Still Faces a Labor Shortage
    In the labor market's pecking order, Chen Xiulan is at the very bottom. She is female, middle-aged and from the countryside and stands barely 5 feet tall. (Height requirements are common with Chinese employers.) Yet when the nearly 60-year-old grandmother from Sichuan province showed up in Shanghai last fall looking for work on the construction site of the sprawling World Expo, nobody laughed. Chen was handed a hard hat and a broom and put to work with the crew that sweeps up debris.
    Continue reading

    Extreme Dieting in Asia on the Rise
    This glamorous Asian city is known for its mouth- watering dim sum. Its high fashion. And its 100-pound- and-under women. Agatha Yau, a marketing executive, is one of these women. She has done many things over the years to stay trim: taken diet pills, eaten meals of boiled vegetables and practiced delaying gratification.
    Continue reading


    As for myself, I am in the process of preparing two or three articles about shocking socio-economic changes which will impact every aspect of our lives -- and not in a good way. On the constructive side, I will try to provide you with various means of avoiding or mitigating the effects of these revolutionary, earth-shattering changes.

    Faithfully,

    Douglas Castle 
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    Wednesday, March 10, 2010

    Advocate and Navigate - Two Key Thematic Trends which will Shape Future Careers

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    Advocate and Navigate - Two Key Thematic Trends which will Shape Future Careers.

    Note: This article was written by Douglas Castle for publication in The Global Futurist. This article may be re-published, reproduced or otherwise transmitted without the author's or publisher's consent provided that the article is published in its unabridged entirety, with full attribution to both the author and the source, and  with all hyperlinks left intact and live. If words are spelled improperly, please leave them that way - it is always deliberate (only kidding). 

    Dear Friends:

    In the very near future,  new types of entire businesses and their subsumed career paths will be concentrated in the fields (either singly or combined) of advocacy and navigation.

    The first has to do with proactively representing and protecting the rights of potentially vulnerable individuals; the second has to do with finding, communicating with, coordinating and monitoring all of the parties and all of their efforts as may be required to achieve any complex and important goal.

    These two categorical career "designations" address two major issues, both of which are increasing in magnitude daily (although in a world of largely decreasing expectations, people are very resigned to both of these growing problems, despite their kicking and cursing about "the System"):
    • We are living in an increasingly decentralized world, where there are more moving parts to virtually every social process, and more participants than ever before. With outsourcing, subcontracting and migration of businesses to cyberspace, many of the persons involved in any given process do not know eachother or communicate with eachother -- they are often functioning as a headless juggernaut, where no one person takes ultimate responsibility or internally manages a process from start to finish;

    • We are living in an increasingly de-personalized society, where people do not interact as emotionally, or with the same level of commitment to eachother as in earlier times. This is a function of self-defensiveness and insularity (more computer contact, less physical contact and body language exchanges). We feel, lamentably, that "every one of us much watch out for himself or herself, because others are doing the same." 

    Ultimately, these two new categories, used in the new senses of their respective meanings, serve as a means of re-centralizing and re-personalizing processes. 

    Experts are needed to advocate and navigate for us...we are an entire species trying desperately to cope with the difficulties imposed upon us by a combination of societal factors, including, but not limited to:

    1. Increasingly complex technology versus an increasing percentage of older persons in the general population;

    2. Increasing de-centralization compartmentalization and specialization of virtually every aspect of every service business, in both the private and public sectors -- no one individual guides a customer, consumer or client through any process from start to finish anymore;

    3. Increasing subcontracting, outsourcing and offshoring, with multicultural miscommunications, reminiscent of the Tower of Babel;

    4. Deterioration in customer information access, service and responsiveness due to automation and "pidgeonhole" menu choices...have you ever had a particular problem which you needed to speak with with a utilities company about, only to telephone the toll-free number and be given a choice of four options, none of which actually addressed your situation? After that, did you wait on the phone for what seemed like an eternity (not daring to hang up and lose your precious place in line) while listening to distorted and terribly over-orchestrated music with brief interruptions by some syntho-voice saying, "Please stay on the line. All of our representatives are busy serving other customers. You call will be answered in the order in which it was received. Your estimated waiting time is 20 minutes..."? Sometimes these calls add further injury to insult by adding a "canned" message saying something to the effect of, "Due to an unusually high volume of telephone calls, it might take a long time to have a representative speak with you. If you'd prefer, you can reach us at our website, at ---------------, or, if your call is not an emergency, call us at some other time?"

    The patience required to deal with this type of manifest impertinence and impersonal treatment is something which I am having a difficult time cultivating.

    I remember being able to call up the "operator" (a Humanoid) on the telephone to request a telephone number for a particular party. Now, I have to go online to find telephone numbers.

    Simple requests for information have now become research projects, requiring a great deal of skill and determination.

    4. A very low signal-to-noise ratio in the media barrage, combined with declining attention spans and impatience born of sensorial overload and obsessive multi-tasking (i.e., doing many things simultaneously without getting any single one of them completed to any reasonable standard of quality);

    5. An increasingly fractionalized social structure with limited communication between components -- this means that each of us, individually has expend the effort to coordinate multiple parties as may be required in the circumstances;

    6. An ever-increasing pile of convoluted and often highly confusing protocols, rules and regulations governing virtually anything which we ordinarily do in our lives. You simply cannot accomplish anything institutionally without working through a mountain of forms and other paperwork;

    7. People have, to a great extent, lost touch with the notion of investing in long-term relationship-building. Our lives have largely become a staccato series of fleeting and impersonal interactions with others, with time at an ever-increasing premium. We have many "contacts" and very few functioning, responsive and compassionate relationships. We are, ironically, more isolated than ever before.

    In sum, when someone about whom you care is: chronically ill; aging; dying; experiencing profound emotional problems; contending with substance abuse; in financial trouble; in legal trouble...etcetera...etcetera...you will need to find some ultimate decider and coordinator of the entire process.

    You will need an ADVOCATE and a NAVIGATOR.

    Faithfully,

    Douglas Castle

    COMMENT On This Article!
    Comments to Douglas Castle
    About Douglas Castle 
    Douglas Castle - LinkedIn Profile
    The National Networker Companies
    Braintenance - Stay razor sharp.
    The Internationalist Page - A world without barriers.
    The Global Futurist - Revealing trends.
    Taking Command! - Mastering your fate.
    Follow Castle on Twitter 
    Follow TNNW on Twitter
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    *Subscribe (free!) for The National Networker Newsletter and the BLUE TUESDAY REPORT, and join The TNNWC GICBC at Join Us!

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